Internet Merchant Solutions

Streamline product & services payments Nearly 90% of all purchases on the Internet are made with a credit card. Because your Action business sells both products and services online, it’s important that you can accept all major credit cards.  Why make payment collection harder than it should be, or even worse, by not collecting payment online, you could be losing customers. That’s why we are offering an easy and affordable solution.  (Important note:  Internet Merchant Accounts are currently only being offered in the United States). We can provide you with everything you need to start processing credit cards, securely and in real-time on your web solution. Your web solution will be able to automatically process credit cards 24/7 and your funds will be electronically deposited into your checking account within two (2) to three (3) business days. You receive: Your own Internet-compatible credit card merchant account Payment Processing Gateway (PPG) An SSL encrypted order form Your own credit card merchant account - at the best possible rate The first step towards processing credit cards over the Internet is to obtain an Internet compatible credit card merchant account from a merchant service bank.  You are not required to use the Merchant Services we provide, but you are unlikely to find better rates as we have “shopped” multiple banks to secure the very best rates and terms for your business. Authorize.net Payment Processing Gateway (PPG) Next, you need a payment processing gateway, which securely and in real-time automatically transmits credit card information between your web site, your customers' credit card company and your merchant account bank to determine if the credit card is accepted or declined. The gateway passes the information to the credit card processing network and then forwards the approval back to your virtual terminal, in real-time. A payment processing gateway is indispensable to your online business. It eliminates the need to process orders manually over the phone or via postal mail. The most popular and widely used payment gateway is the Authorize.Net™ Virtual Terminal. When configured properly, the entire online payment process takes just seconds to complete, as illustrated in the example below.  You can access your Virtual Terminal securely online 24/7 and perform a wide variety of functions such as manually process credit card transactions, issue credits, void transactions, and view your online list of transactions, from any computer in the world. We use Authorize.Net™ as they are the leader in this service because the process more transactions than any other transaction processing gateway in the world.     Associated Fees   Application/Setup Fee $0   Discount Rate 2.25%   Non-Qualified Surcharge(1) 0.99%   Transaction Fee $0.25   Monthly Statement Fee $10.00   AuthorizeNet Setup $50.00   AuthorizeNet Gateway ($/mo.) $12.95   AuthorizeNet Transaction Fee $0.10 . ________________________ 1 - a non-qualified surcharge applies to a consumer or reward card without complete address verification and invoice number, or is a corporate card or foreign card (issued by bank outside the US)